Fair Claims regs: licensee must give complete written response to Department of Insurance inquiry within 21 calendar days
21 days after date licensee received the department of insurance inquiry, under Cal. Code Regs., tit. 10, 2695.5(a).
Rule text
Upon receiving any written or oral inquiry from the Department of Insurance concerning a claim, every licensee shall immediately, but in no event more than twenty-one (21) calendar days of receipt of that inquiry, furnish the Department of Insurance with a complete written response based on the facts as then known by the licensee.
Calculate this deadline
- Trigger (Date licensee received the Department of Insurance inquiry): Friday, November 6, 2026.
- Exclude the trigger day and count 21 calendar days: Friday, November 27, 2026.
- That day is a Day after Thanksgiving, so the deadline moves to the next court day: Monday, November 30, 2026 (Gov. Code 6800; Gov. Code 6707 (filings with a state agency); CCP 12, 12a, 13; agency rules 8 CCR 10600 (WCAB), 8 CCR 32130 (PERB), 22 CCR 5000 'Holiday' definition (CUIAB)).
Cal. Code Regs., tit. 10, 2695.5(a)
Upon receiving any written or oral inquiry from the Department of Insurance concerning a claim, every licensee shall immediately, but in no event more than twenty-one (21) calendar days of receipt of that inquiry, furnish the Department of Insurance with a complete written response based on the facts as then known by the licensee.Official source
Gov. Code 6800; Gov. Code 6707 (filings with a state agency); CCP 12, 12a, 13; agency rules 8 CCR 10600 (WCAB), 8 CCR 32130 (PERB), 22 CCR 5000 'Holiday' definition (CUIAB)
Gov. Code 6800: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." Gov. Code 6707: "When the last day for filing any instrument or other document with a state agency falls upon a Saturday or holiday, such act may be performed upon the next business day with the same effect as if it had been performed upon the day appointed." 8 CCR 10600: "(a) The time in which any act provided by these rules is to be performed is computed by excluding the first day and including the last. (b) Unless otherwise provided by law, if the last day for exercising or performing any right or duty to act or respond falls on a weekend, or on a holiday for which the offices of the Workers' Compensation Appeals Board are closed, the act or response may be performed or exercised upon the next business day." 8 CCR 32130(a)-(b) (PERB): "(a) In computing any period of time under these regulations, except under Section 32776(c), (d), (e) and (f), the period of time begins to run the day after the act or occurrence referred to. (b) Whenever the last date to file a document falls on Saturday, Sunday, or a holiday, as defined in Government Code Sections 6700 and 6701, or PERB offices are closed, the time period for filing shall be extended to and include the next regular PERB business day. The extension of time provided herein shall be applied subsequent to the application of any other extension of time provided by these regulations or by other applicable law." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays."Official source
- Text verified 2026-10-29 from the LII mirror of the OAL text (law.cornell.edu/regulations/california/10-CCR-2695.5); the official Westlaw CCR site cited as source_url did not load in this session. Regulatory duties of insurers; useful for bad-faith (Ins. Code 790.03(h)) claim chronologies. Quote verified against the published 10 CCR 2695 text (independent review).
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Date licensee received the Department of Insurance inquiry on Monday, March 15, 2027, personal service: due Monday, April 5, 2027.
- Trigger (Date licensee received the Department of Insurance inquiry): Monday, March 15, 2027.
- Exclude the trigger day and count 21 calendar days: Monday, April 5, 2027.
Notes
Text verified 2026-10-29 from the LII mirror of the OAL text (law.cornell.edu/regulations/california/10-CCR-2695.5); the official Westlaw CCR site cited as source_url did not load in this session. Regulatory duties of insurers; useful for bad-faith (Ins. Code 790.03(h)) claim chronologies. Quote verified against the published 10 CCR 2695 text (independent review).
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.