Nonjudicial foreclosure: notice of sale posted (public place and on property), first published, and recorded at least 20 days before the sale date
20 days before scheduled date of the trustee's sale, under Cal. Civ. Code 2924f(b)(1)-(4).
Rule text
(1) ... notice of the sale thereof shall be given by posting a written notice of the time of sale and of the street address and the specific place at the street address where the sale will be held, and describing the property to be sold, at least 20 days before the date of sale in one public place in the city where the property is to be sold ... and publishing a copy once a week for three consecutive calendar weeks. (2) The first publication to be at least 20 days before the date of sale, in a newspaper of general circulation ... (3) A copy of the notice of sale shall also be posted in a conspicuous place on the property to be sold at least 20 days before the date of sale ... (4) The notice of sale shall conform to the minimum requirements of Section 6043 of the Government Code and be recorded with the county recorder of the county in which the property or some part thereof is situated at least 20 days prior to the date of sale.
Calculate this deadline
Deadline
Friday, October 16, 2026
- Trigger (Scheduled date of the trustee's sale): Friday, November 6, 2026.
- Count back 20 calendar days: Saturday, October 17, 2026.
- That day is a Saturday. Counting backward, this calculator uses the earlier court day so the full notice period is preserved: Friday, October 16, 2026 (see Cal. Code Civ. Proc. 12c).
Rules applied
Cal. Civ. Code 2924f(b)(1)-(4)
(1) ... notice of the sale thereof shall be given by posting a written notice of the time of sale and of the street address and the specific place at the street address where the sale will be held, and describing the property to be sold, at least 20 days before the date of sale in one public place in the city where the property is to be sold ... and publishing a copy once a week for three consecutive calendar weeks. (2) The first publication to be at least 20 days before the date of sale, in a newspaper of general circulation ... (3) A copy of the notice of sale shall also be posted in a conspicuous place on the property to be sold at least 20 days before the date of sale ... (4) The notice of sale shall conform to the minimum requirements of Section 6043 of the Government Code and be recorded with the county recorder of the county in which the property or some part thereof is situated at least 20 days prior to the date of sale.Official source
Cal. Code Civ. Proc. 12, 12a, 12b; Cal. Gov. Code 6800, 6707 (state agency filings); Fed. R. Civ. P. 6(a) (federal statutes and federal court filings)
CCP 12: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays." Gov. Code 6707: "When the last day for filing any instrument or other document with a state agency falls upon a Saturday or holiday, such act may be performed upon the next business day with the same effect as if it had been performed upon the day appointed." FRCP 6(a): "The following rules apply in computing any time period specified in these rules, in any local rule or court order, or in any statute that does not specify a method of computing time. (1) ... (A) exclude the day of the event that triggers the period; (B) count every day, including intermediate Saturdays, Sundays, and legal holidays; and (C) include the last day of the period, but if the last day is a Saturday, Sunday, or legal holiday, the period continues to run until the end of the next day that is not a Saturday, Sunday, or legal holiday."Official source
- Counting backward from a hearing or trial, when the day lands on a weekend or holiday we use the earlier court day. The rules do not state the direction expressly; confirm with the court.
- CORRECTION to task premise: recording is also 'at least 20 days prior to the date of sale' (not 14 days). Same 20-day minimum for posting, first publication, property posting, and recording. Publication must continue once a week for three consecutive calendar weeks ('calendar week' = Monday through Saturday, 2924f(a)). Mailing of the notice of sale under Civ. Code 2924b (not researched in this batch) also has timing requirements. Backward count; roll to the preceding court day conservatively (the recorder is closed on weekends/holidays). Civ. Code 2924f version amended by Stats. 2025, ch. 200, sec. 7 (AB 1521), eff. Jan. 1, 2026, in effect until Jan. 1, 2031 (a different version, Stats. 2025, ch. 200, sec. 8, becomes operative Jan. 1, 2031; re-verify after that date).
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Scheduled date of the trustee's sale on Monday, March 15, 2027, personal service: due Tuesday, February 23, 2027.
- Trigger (Scheduled date of the trustee's sale): Monday, March 15, 2027.
- Count back 20 calendar days: Tuesday, February 23, 2027.
Notes
CORRECTION to task premise: recording is also 'at least 20 days prior to the date of sale' (not 14 days). Same 20-day minimum for posting, first publication, property posting, and recording. Publication must continue once a week for three consecutive calendar weeks ('calendar week' = Monday through Saturday, 2924f(a)). Mailing of the notice of sale under Civ. Code 2924b (not researched in this batch) also has timing requirements. Backward count; roll to the preceding court day conservatively (the recorder is closed on weekends/holidays). Civ. Code 2924f version amended by Stats. 2025, ch. 200, sec. 7 (AB 1521), eff. Jan. 1, 2026, in effect until Jan. 1, 2031 (a different version, Stats. 2025, ch. 200, sec. 8, becomes operative Jan. 1, 2031; re-verify after that date).
Related deadlines
- Nonjudicial foreclosure (small servicer, Civ. Code 2923.5): earliest date to record notice of default, 30 days after initial borrower contact or after due diligence is satisfied (30 days after)
- Nonjudicial foreclosure (servicers other than small servicers, Civ. Code 2923.55): earliest date to record notice of default, 30 days after initial borrower contact or after due diligence is satisfied (30 days after)
- Pre-NOD outreach: servicer must schedule the borrower's requested follow-up meeting to occur within 14 days (14 days after)
- Pre-NOD due diligence: certified letter (return receipt) may be sent if borrower does not respond within two weeks after the three telephone attempts (14 days after)
- Nonjudicial foreclosure: notice of sale may be given only after three months have elapsed from recording of the notice of default (3 months after)
- Nonjudicial foreclosure (1-4 unit residential, first lien): beneficiary provides fair market value to trustee at least 10 days before the initially scheduled sale (67 percent minimum bid at first sale) (10 days before)
- Nonjudicial foreclosure (1-4 unit, first lien): if unsold at first sale (67 percent floor), trustee postpones the sale at least seven days (7 days after)
- Nonjudicial foreclosure (1-4 unit residential): trustor's listing agreement must be RECEIVED by trustee at least five business days before the scheduled sale to obtain a one-time 45-day postponement (5 business days before)
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.