Fair Claims regs: first-party uninsured motorist claim, limitations notice at least 30 days before expiration
30 days before expiration date of the applicable time limit, under Cal. Code Regs., tit. 10, 2695.7(f).
Rule text
With respect to a first party claimant in a matter involving an uninsured motorist, this notice shall be given at least thirty (30) days prior to the expiration date; except, if notice of claim is first received by the insurer within that thirty days, then notice of the expiration date must be given to the claimant immediately.
Calculate this deadline
Deadline
Wednesday, October 7, 2026
- Trigger (Expiration date of the applicable time limit): Friday, November 6, 2026.
- Count back 30 calendar days: Wednesday, October 7, 2026.
Rules applied
Cal. Code Regs., tit. 10, 2695.7(f)
With respect to a first party claimant in a matter involving an uninsured motorist, this notice shall be given at least thirty (30) days prior to the expiration date; except, if notice of claim is first received by the insurer within that thirty days, then notice of the expiration date must be given to the claimant immediately.Official source
Cal. Code Civ. Proc. 12, 12a, 12b; Cal. Gov. Code 6800, 6707 (state agency filings); Fed. R. Civ. P. 6(a) (federal statutes and federal court filings)
CCP 12: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays." Gov. Code 6707: "When the last day for filing any instrument or other document with a state agency falls upon a Saturday or holiday, such act may be performed upon the next business day with the same effect as if it had been performed upon the day appointed." FRCP 6(a): "The following rules apply in computing any time period specified in these rules, in any local rule or court order, or in any statute that does not specify a method of computing time. (1) ... (A) exclude the day of the event that triggers the period; (B) count every day, including intermediate Saturdays, Sundays, and legal holidays; and (C) include the last day of the period, but if the last day is a Saturday, Sunday, or legal holiday, the period continues to run until the end of the next day that is not a Saturday, Sunday, or legal holiday."Official source
- Text verified 2026-10-29 from the LII mirror of the OAL text (law.cornell.edu/regulations/california/10-CCR-2695.7); the official Westlaw CCR site cited as source_url did not load in this session. Regulatory duties of insurers; useful for bad-faith (Ins. Code 790.03(h)) claim chronologies. Parallels Ins. Code 11580.2(k). Quote verified against the published 10 CCR 2695 text (independent review).
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Expiration date of the applicable time limit on Monday, March 15, 2027, personal service: due Thursday, February 11, 2027.
- Trigger (Expiration date of the applicable time limit): Monday, March 15, 2027.
- Count back 30 calendar days: Saturday, February 13, 2027.
- That day is a Saturday. Counting backward, this calculator uses the earlier court day so the full notice period is preserved: Thursday, February 11, 2027 (see Cal. Code Civ. Proc. 12c).
Notes
Text verified 2026-10-29 from the LII mirror of the OAL text (law.cornell.edu/regulations/california/10-CCR-2695.7); the official Westlaw CCR site cited as source_url did not load in this session. Regulatory duties of insurers; useful for bad-faith (Ins. Code 790.03(h)) claim chronologies. Parallels Ins. Code 11580.2(k). Quote verified against the published 10 CCR 2695 text (independent review).
Related deadlines
- Fire/standard-form property policy: sworn proof of loss due within 60 days after the loss (unless extended in writing by insurer) (60 days after)
- Fire policy: mortgagee proof of loss within 60 days after notice of insured's failure to render proof (60 days after)
- Fire/property claim: insurer must provide claim-related documents within 15 calendar days after insured's request (15 days after)
- Property claim after covered loss: insurer must provide complete policy copy within 30 calendar days after request (30 days after)
- Fire/property policy appraisal: each side must select an appraiser and notify the other within 20 days of the written appraisal request (20 days after)
- Fire/property policy appraisal: if the appraisers fail for 15 days to agree on an umpire, either side may ask a judge to select one (15 days after)
- Fire/property policy: insurer must give notice of election to repair, rebuild or replace within 30 days after receipt of proof of loss (30 days after)
- Fire/property policy: loss payable 60 days after proof of loss received and loss ascertained (agreement or appraisal award filed) (60 days after)
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.