Consumer-goods disposition: explanation of surplus/deficiency (or waiver of deficiency) within 14 days after debtor's request
14 days after date the secured party received the debtor's or consumer obligor's request, under Cal. Com. Code 9616(b)(1)(B), (b)(2) (amended by Stats. 2023, ch. 210 (SB 95), eff. Jan. 1, 2024).
Rule text
Within 14 days after receipt of a request.
Calculate this deadline
- Trigger (Date the secured party received the debtor's or consumer obligor's request): Friday, November 6, 2026.
- Exclude the trigger day and count 14 calendar days: Friday, November 20, 2026.
Cal. Com. Code 9616(b)(1)(B), (b)(2) (amended by Stats. 2023, ch. 210 (SB 95), eff. Jan. 1, 2024)
Within 14 days after receipt of a request.Official source
Cal. Code Civ. Proc. 12, 12a, 12b; Cal. Gov. Code 6800, 6707 (state agency filings); Fed. R. Civ. P. 6(a) (federal statutes and federal court filings)
CCP 12: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays." Gov. Code 6707: "When the last day for filing any instrument or other document with a state agency falls upon a Saturday or holiday, such act may be performed upon the next business day with the same effect as if it had been performed upon the day appointed." FRCP 6(a): "The following rules apply in computing any time period specified in these rules, in any local rule or court order, or in any statute that does not specify a method of computing time. (1) ... (A) exclude the day of the event that triggers the period; (B) count every day, including intermediate Saturdays, Sundays, and legal holidays; and (C) include the last day of the period, but if the last day is a Saturday, Sunday, or legal holiday, the period continues to run until the end of the next day that is not a Saturday, Sunday, or legal holiday."Official source
- Paragraph (b)(2) alternative: "within 14 days after receipt of a request, send to the consumer obligor a record waiving the secured party's right to a deficiency."
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Date the secured party received the debtor's or consumer obligor's request on Monday, March 15, 2027, personal service: due Monday, March 29, 2027.
- Trigger (Date the secured party received the debtor's or consumer obligor's request): Monday, March 15, 2027.
- Exclude the trigger day and count 14 calendar days: Monday, March 29, 2027.
Notes
Paragraph (b)(2) alternative: "within 14 days after receipt of a request, send to the consumer obligor a record waiving the secured party's right to a deficiency."
Related deadlines
- UCC Article 9 (non-consumer transaction): notification of disposition sent 10 or more days before the earliest disposition time is deemed reasonable (safe harbor) (10 days before)
- Secured transaction: secured party must respond to debtor request for accounting, list of collateral or statement of account within 14 days after receipt (14 days after)
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.