Trustee's sale (1-4 units): bid by eligible tenant buyers (matching) or eligible bidder (exceeding) must be received by trustee by 5 p.m. on the 45th day after the sale (if notice of intent was timely submitted)
45 days after date of the trustee's sale, under Cal. Civ. Code 2924m(c)(3)(A)(iii)(II), (c)(4)(A)(iii), (c)(4)(B).
Rule text
(iii) Be received by the trustee no later than 5 p.m. on the 45th day after the trustee's sale, or the next business day following the 45th day if the 45th day is a weekend or holiday, if the eligible bidder submitted a nonbinding written notice of intent to bid pursuant to paragraph (2). Notwithstanding clause (i), on the last day that bids are eligible to be received by the trustee under this clause, the trustee shall not receive any bid that is not sent by certified mail with the United States Postal Service or by another overnight mail courier service with tracking information that confirms the recipient's signature and the date and time of receipt and delivery.
Cal. Civ. Code 2924m(c)(3)(A)(iii)(II), (c)(4)(A)(iii), (c)(4)(B), official source
Calculate this deadline
Deadline
Monday, December 21, 2026, by 5:00 p.m.
- Trigger (Date of the trustee's sale): Friday, November 6, 2026.
- Exclude the trigger day and count 45 calendar days: Monday, December 21, 2026.
Rules applied
Cal. Civ. Code 2924m(c)(3)(A)(iii)(II), (c)(4)(A)(iii), (c)(4)(B)
(iii) Be received by the trustee no later than 5 p.m. on the 45th day after the trustee's sale, or the next business day following the 45th day if the 45th day is a weekend or holiday, if the eligible bidder submitted a nonbinding written notice of intent to bid pursuant to paragraph (2). Notwithstanding clause (i), on the last day that bids are eligible to be received by the trustee under this clause, the trustee shall not receive any bid that is not sent by certified mail with the United States Postal Service or by another overnight mail courier service with tracking information that confirms the recipient's signature and the date and time of receipt and delivery.Official source
Cal. Code Civ. Proc. 12, 12a, 12b; Cal. Gov. Code 6800, 6707 (state agency filings); Fed. R. Civ. P. 6(a) (federal statutes and federal court filings)
CCP 12: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays." Gov. Code 6707: "When the last day for filing any instrument or other document with a state agency falls upon a Saturday or holiday, such act may be performed upon the next business day with the same effect as if it had been performed upon the day appointed." FRCP 6(a): "The following rules apply in computing any time period specified in these rules, in any local rule or court order, or in any statute that does not specify a method of computing time. (1) ... (A) exclude the day of the event that triggers the period; (B) count every day, including intermediate Saturdays, Sundays, and legal holidays; and (C) include the last day of the period, but if the last day is a Saturday, Sunday, or legal holiday, the period continues to run until the end of the next day that is not a Saturday, Sunday, or legal holiday."Official source
- Requires a timely notice of intent (fc_2924m_notice_of_intent_15_days). On the last day, bids must arrive by certified mail or signature-tracked overnight courier. Bid must be in cash or cashier's check, single amount, with 2015.5 declaration. Eligible tenant buyer must not file bankruptcy from sale through the 45th day ((a)(2)(E)). Weekend/holiday rolls to next business day per statute (modeled as next court day). Civ. Code 2924m as amended by Stats. 2024, ch. 601, sec. 10 (SB 1146); repealed as of Jan. 1, 2031 by its own terms. Applies to trustee's sales of real property with one to four residential units.
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Date of the trustee's sale on Monday, March 15, 2027, personal service: due Thursday, April 29, 2027, 5:00 p.m..
- Trigger (Date of the trustee's sale): Monday, March 15, 2027.
- Exclude the trigger day and count 45 calendar days: Thursday, April 29, 2027.
Notes
Requires a timely notice of intent (fc_2924m_notice_of_intent_15_days). On the last day, bids must arrive by certified mail or signature-tracked overnight courier. Bid must be in cash or cashier's check, single amount, with 2015.5 declaration. Eligible tenant buyer must not file bankruptcy from sale through the 45th day ((a)(2)(E)). Weekend/holiday rolls to next business day per statute (modeled as next court day). Civ. Code 2924m as amended by Stats. 2024, ch. 601, sec. 10 (SB 1146); repealed as of Jan. 1, 2031 by its own terms. Applies to trustee's sales of real property with one to four residential units.
Related deadlines
- Nonjudicial foreclosure (small servicer, Civ. Code 2923.5): earliest date to record notice of default, 30 days after initial borrower contact or after due diligence is satisfied (30 days after)
- Nonjudicial foreclosure (servicers other than small servicers, Civ. Code 2923.55): earliest date to record notice of default, 30 days after initial borrower contact or after due diligence is satisfied (30 days after)
- Pre-NOD outreach: servicer must schedule the borrower's requested follow-up meeting to occur within 14 days (14 days after)
- Pre-NOD due diligence: certified letter (return receipt) may be sent if borrower does not respond within two weeks after the three telephone attempts (14 days after)
- Nonjudicial foreclosure: notice of sale may be given only after three months have elapsed from recording of the notice of default (3 months after)
- Nonjudicial foreclosure: notice of sale posted (public place and on property), first published, and recorded at least 20 days before the sale date (20 days before)
- Nonjudicial foreclosure (1-4 unit residential, first lien): beneficiary provides fair market value to trustee at least 10 days before the initially scheduled sale (67 percent minimum bid at first sale) (10 days before)
- Nonjudicial foreclosure (1-4 unit, first lien): if unsold at first sale (67 percent floor), trustee postpones the sale at least seven days (7 days after)
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.