Bank deposits and collections (Com. Code Division 4): action within 3 years after accrual
36 months after date the cause of action accrued, under Cal. Com. Code 4111.
Rule text
An action to enforce an obligation, duty, or right arising under this division shall be commenced within three years after the cause of action accrues.
Calculate this deadline
Deadline
Tuesday, November 6, 2029
- Trigger (Date the cause of action accrued): Friday, November 6, 2026.
- Add 36 months: Tuesday, November 6, 2029.
Rules applied
Cal. Com. Code 4111
An action to enforce an obligation, duty, or right arising under this division shall be commenced within three years after the cause of action accrues.Official source
Cal. Code Civ. Proc. 12, 12a, 12b, 350
CCP 12: "The time in which any act provided by law is to be done is computed by excluding the first day, and including the last, unless the last day is a holiday, and then it is also excluded." CCP 12a(a): "If the last day for the performance of any act provided or required by law to be performed within a specified period of time is a holiday, then that period is hereby extended to and including the next day that is not a holiday. For purposes of this section, “holiday” means all day on Saturdays, all holidays specified in Section 135 and, to the extent provided in Section 12b, all days that by terms of Section 12b are required to be considered as holidays." CCP 350: "An action is commenced, within the meaning of this Title, when the complaint is filed."Official source
- If the clerk's office is closed or inaccessible on the last day (weather, emergency or local closure orders), the deadline may be extended. Check local orders.
This calculator applies the cited rules to the dates you enter. It is not legal advice. Court orders, local rules, and case-specific facts can change a deadline; verify before relying on it. Rule set pending attorney review.
Worked example
Date the cause of action accrued on Monday, March 15, 2027, personal service: due Friday, March 15, 2030.
- Trigger (Date the cause of action accrued): Monday, March 15, 2027.
- Add 36 months: Friday, March 15, 2030.
Related deadlines
- Uninsured/underinsured motorist claim: within 2 years of accident must sue the UM driver, conclude agreement, or formally institute arbitration by certified mail (24 months after)
- UM insurer subrogation action against the liable party within 3 years after payment (36 months after)
- UM claim, accident in another state or country with insolvent tortfeasor insurer: action may be maintained within 3 months of the insolvency (3 months after)
- Equal Pay Act wage action: within 3 years after the last date the cause of action occurs (recovery up to 6 years of violation) (36 months after)
- Equal Pay Act retaliation action: within 1 year after the cause of action occurs (12 months after)
Rules current as of 2026-10-27. Confirm against the official source and any local rule or court order before relying on a date. Rules changelog.